CREDIT REPORT BEFORE APPLYING
FOR A MORTGAGE, LOAN or LINE or CREDIT
in-home mortgage consultation from
a mortgage specialist
at a time and place
most suitable for you.
HOW TO GET
Mortgage Professional, Mortgage Broker or
can show you how.
Before a Lender or financial institute will let you borrow money you
will have to have your personal credit history checked. This can be done
for free through regular mail, however, there is a fee if you get your
check your credit history online.
Your credit report is one of the main tools lenders use when they
decide whether or not to lend you money as it contains a tremendous amount
of personal information about your credit rating.
There you will find your personal credit history and
information such as:
• Name, address, social security or social insurance numbers, employers,
date of birth and telephone number.
• It will provide your payment history, including bad loans, bad checks
you may have written and late payments. It also shows banking information
about your various accounts.
• Of course, public records such as bankruptcy or judgment from a
lawsuit will be shown, just as it will show any person/s or organization/s
that have enquired about your credit.
It is important to regularly ensure that your credit
report is correct once you start borrowing and have a credit file opened
and when you receive your credit report, look closely at the data provided
by the credit reporting agency for accuracy.
• Look closely at the correct mailing address, social security or
social insurance number, late payment report, errors in your credit
accounts for accuracy. In particular look for any attempts at unauthorized
inquiries or signs of identity theft because you have a right to correct
any errors your find. the correction process, as well as instructions on
ordering your credit report can be found on the credit reporting agencies
websites, among others, such as Equifax and TransUnion.
FREE Mortgage Application Pages
Some mortgage professionals will provide services in
the comfort of your own home.
CAN USUALLY BE
PROVIDED IN MOST LANGUAGES OF YOUR CHOICE
Interest rates are subject to change without notice.
THIS IS A FREE SITE - No warrants or representations are expressed
or implied herein. e.&o.e.
Line of Credit