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MORTGAGE ACCEPTANCE and CLOSING REQUIREMENTS

A Mortgage Professional, Mortgage Broker or
Bank Specialist
can usually provide
convenient, no-obligation,
in-home mortgage consultation
at a time and place
most suitable for you.


Consult a Mortgage Broker
or Specialist Near You

A registered
Mortgage Professional, Mortgage Broker or
Bank Specialist
can show you how
you can become
Mortgage Free Faster
with Pre-Payment and
Doubling Up
Monthly Payments

PRINTABLE APPLICATION PAGES FOR MORTGAGE APPROVAL
Before you go to a Lender for your mortgage it would best serve you to have complete
Detailed Information to speed the process. Lenders vary on requirements.



BELOW ARE SOME GUIDELINES FOR MORTGAGE ACCEPTANCE BY LENDERS

1. For employer or salaried employees you will need confirmation of your income or employment earnings which usually requires a signed letter from your employer
or pay stub for salaried employees.

2. For self-employed and sales commissioned individuals you may need
two years of tax assessments.

3. Of course you will need to provide current banking information.

4. You will need to show evidence that you are able to meet the down payment requirements.

5. Provide a list of assets including property, vehicles, recreational property and the like.

6. You will need to provide a list of liabilities, outstanding loans and credit card debt.

7. Bring along the addresses and contact information for lawyers and/or your notary.

8. You will definitely need a copy of your purchase agreement on home or
property that the mortgage is required for.

9. A copy of land and title search, photo and listing details, as well as property
specifications from municipal authorities may be required as well. Ask your lender.

10. If you are having a home built you will need a builders contract and building plans.

Interest rates are subject to change without notice.
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